We collects personal and financial details of the client and find out the clients need and requirements. These needs and requirements would then help us to position the right insurance product. We complete a financial need analysis with clients, which includes assets, liabilities, status, existing insurance & risk analysis.

We are helping to give you suitable plan for your short term and long term goals, such as education expenses & retirement. We recommend investments to match the clients goals.We are providing financial advice to clients on retirement planning, investing for the future, saving for education and life insurance protection.

We can find various tips and resources that will help you saving your hard earned money. LIC’s financial plans not only provide you money growth but also provide you with financial security at various steps in your life. It depends on your needs which product suits you best. 

Benefits differ from policy to policy but general benefits of LIC are :

1. LIC risk cover ( Auto cover facility )
2. Maturity Benefit
3. Death Benefit, Accidental death and disability benefit.
4. Bonuses, assured benefits, guaranteed surrendered value.
5. Tax benefits, surrender value, paid up value.

Claim is your final statement. It can be maturity claim ( when you survive the term ) on death claim. LIC strived to discharge maturity claim on time for timely payment. We not only just keep track of it and also make a few queries about it at the branch. As per the IRDA, LIC has the best claim settlement ratio of 97.79% as of 31.3.19. 

• Change of mode of payment / change of nominee / change of address / NEFT registration etc.
• Claim settlement > Maturity dues
• Survived benefit dues > Death claims
• Loan facilities > surrender of policy